602-993-0083 | Español 602-339-0784 (after hours available)


Need Help Now? Call Us 24/7

HVAC System Financing in the Phoenix Area

At American Home Water & Air, we provide top notch HVAC services in Phoenix, Arizona. We believe that everyone should have a high-quality HVAC system. 

We work hard to find the best lending partners for all applicants.  Apply today with absolutely no impact on your credit score and a guarantee to get you the best terms. We have teamed up with Greensky, Microf, & Wells Fargo to offer great HVAC financing options for our customers.

Wells Fargo emblem


Wells Fargo is one of America’s leading banks, offering financing at competitive rates since 1852. With approved credit through Wells Fargo, you’ll enjoy convenient monthly payments on new HVAC equipment with flexible terms and easy online access.

To learn more about financing your next HVAC system with Wells Fargo, please contact us.

Greensky logo
GreenSky is one of America’s leading consumer finance companies and has helped thousands of customers cover more than $5 billion in home improvement and healthcare costs. To learn more about financing your next HVAC system with GreenSky, please click here.
Microf logo
Microf is a dedicated HVAC financing company offering lease-to-own options regardless of credit score. Their focus on the HVAC industry means they only partner with the best and most trusted companies. American Home Water & Air is proud to be one of Microf’s partners. To learn more about financing your next HVAC system with Microf, please click here.

Why Choose HVAC Financing?

A good HVAC unit is a solid, worthwhile investment – particularly if you live in a place like Phoenix, where air conditioners run for much of the year. While the upfront savings of a cheap HVAC unit might be tempting (particularly if you’re budget-focused), you’ll end up costing yourself a lot in the long run via reduced efficiency and regular breakdowns. Financing for an HVAC replacement can help you get a much higher-quality unit that starts paying for itself immediately in the form of lower energy bills and maintenance costs.

Prioritize Comfort with HVAC Financing Deals

HVAC financing allows you to base your purchasing decision on long-term factors like efficiency and comfort rather than cost alone. Find the air conditioner that genuinely meets your needs. Cheap air conditioners that meet the mere minimum efficiency requirements will often leave you wanting more. Why not choose a top-of-the-line air conditioner with features such as:

  • Variable speed compressors
  • A high SEER rating
  • Effective humidity control
  • Air purification technology like air scrubbers

Wondering if You Qualify for HVAC Financing?

Each lender approves applications independently based on criteria such as:

  • Home Ownership
  • Reliable Income
  • Credit Score
  • Job Status

Don’t be intimidated! At American Home Water & Air, we have teamed up with lenders that offer options for all types of applicants. Microf does not take credit score into consideration when evaluating applications, which makes it a solid pick if you’re not sure whether you’d qualify.

By taking advantage of financing you won’t use up your existing funding sources, like a home equity line of credit, credit cards, or bank accounts.  They’ll still be available when you need them.  Get in touch with us today and get started!

Contact Us to Learn More About HVAC Financing

Wondering if HVAC financing is right for you? Get in touch with American Home Water & Air to learn about your options in Phoenix. Qualifying customers can receive No Interest financing on select high-quality Trane air conditioners.

Great Reasons to Choose Us for HVAC System Financing

American Home Water and Air has been Phoenix’s trusted HVAC service provider for more than 30 years. Here’s why.

Easy Online Application Process

Our financing application process is mostly online. Fill out the form on your schedule!

Great Lenders

We have teamed up with reliable financing companies such as – Greensky, Microf, and Wells Fargo. You're in good hands!

100% Satisfaction Guarantee

Once you've secured financing, you can count on AHWA to install your new HVAC system to your utmost satisfaction. Our more than 1,000 positive reviews tell the story of our dedication and skill!

We Love What We Do

Making your home more comfortable is our passion, which is why we've been happily serving the Phoenix area for more than 35 years!

water heater

Responsive And Reliable

Help When You Need It Most

Phoenix HVAC Financing Services Map